4 biweekly, interest-free payments can be automatically charged to your debit or credit card, with an initial payment on the day of purchase. It’s simple and quick!

Pay over time with Affirm

What is Affirm?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online. By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.

Why use Affirm?

No impact on credit score

Using a Pay in 4 Affirm payment plan won’t impact your credit score.


Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment choice at checkout. Simply enter a few details to get an instant decision. Then, complete your purchase.


Easy payments

Turn on AutoPay and Affirm will automatically charge payments from your chosen payment method, interest-free.

How do I use Affirm?

At this time, Affirm financing is only available in-store. Contact us for details.

Frequently Asked Questions

  • Yes. You’ll need:

    • To be 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK)

    • To be a Canadian permanent resident or citizen

    • A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard

    debit card (with the Visa/Mastercard logo), which can be used for online transactions

    • An SMS-capable Canadian phone number

    • To meet the minimum cart size required to use Affirm as a payment option at checkout. At this time Affirm payments are only available in-store.

  • If your basket is eligible for ’Pay in 4’ with Affirm, the option will be presented at checkout. After

    confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then

    set up your payment method with Affirm and accept the terms of your payment plan.

  • You can use Affirm for payments in our SAM Showroom. Affirm is currently not available on our website.

  • To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site

  • At checkout, you can set up convenient, automatic pre-authorized payments that debit/charge your Canadian Visa/Mastercard debit/credit card.

  • Affirm currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

  • Affirm does not charge any late or NSF fees. For more information on fees, please see this FAQ article on the Affirm help site.

  • Purchases made using Affirm are subject to the SAM Design Inc. standard return policy.

  • For help with your payment plan or if you haven’t received your confirmation email, please contact Affirm via their website.

  • Please use an alternate payment method to complete your purchase.

  • For further information, please refer to the Affirm help center or get in touch here.

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.